It’s a question many people ask: “Why pay extra for single trip travel insurance when you’re only spending a week or two – or even less – outside the country?”
Good question. In this day and age of the Internet, travel websites and budget flights to almost anywhere in the world, people are making their travel plans all by themselves, adding and removing travel essentials that used to be automatically included by the travel agents. Unfortunately, in this book-it-yourself trend, proper insurance cover is the one thing many people tend to overlook.
Here are a few reasons why you should seriously consider taking out single trip travel insurance for your trips abroad – especially if you’re traveling to another continent, or with your family.
Medical Care
When it comes to medical care, not all countries are created equal. In fact, travellers know that not every country or locale they visit may have the same level of medical care and other conveniences readily available. When you’re properly covered, you can be assured that in case of sudden sickness or accidents, appropriate and quality medical care is accessible and affordable. A good example is if you get sick in a rather remote location, you will certainly be covered for emergency medical services, including transport to good hospitals.
Because You Never Know
Another of the more important clauses that should be included when looking at insurance is the coverage for flights back home in case you miss flights due to sickness or accident. This simply means that should something happen in another country, the cost of transport back home after medical treatment (when the plane ticket has presumably expired and is non-refundable) is shouldered, as well as that for medical treatment or for continuation of medical treatment.
Another eventuality that many single trip travel insurance policies cover is that of liability in case of accidents. Everyone knows that involvement in accidents in a foreign country for which you are presumably liable can be quite expensive, especially if you are a foreigner.
